Fire, storm, water damage from pipes, burglary – we protect the premises against the most common losses: buildings, machinery, equipment and stock, at true value. Several insurers' offers in one clear table; where the machine park justifies it, it's also worth reviewing machinery-breakdown cover.
🎮 Site Alert! – burglars and fire in the night shift
Fire, storm, water damage from pipes, burglary and theft: most site losses fall here. We size the base cover for these – with the exclusions talked through.
Underinsurance means proportional payout. Keeping the values current is part of the service.
Routine cases are fastest with the insurer; when a claim stalls or is disputed, I step in.
20 minutes by phone or video: your situation, your goals, your budget. Free of charge, with no obligation.
I collect offers from the relevant insurers and hand them over in a single, easy-to-read table – strengths and weaknesses included.
You decide, I handle the paperwork. If you have a question later or your situation changes, let me know – and when a claim comes, I help you get started.
A company's property is more than the building: equipment, stock and data media belong there too – each with its own rules.
Read it →Most site losses come from three sources – and all three can be handled with engineering and insurance together.
Read it →The goal is not "as much as possible" but proportionate: cover for the loss the company could not absorb.
Read it →The risk of servers, machines and instruments is not fire – it is power, water and the human hand. A separate genre covers it.
Read it →Stock insured in the warehouse is another world in the truck – and the carrier's liability covers far from everything.
Read it →The building is the owner's, the equipment the tenant's – but the border zone (fit-outs, glass, liability) is where disputes live.
Read it →Many hope it replaces the profit lost while production stands still. In practice it typically pays the fixed costs of the outage period – such as building-related overheads and, depending on the contract, retained employees' wages for a limited time. A rarely requested add-on; if it comes up, we honestly calculate what it would give and at what price.
Proportional payout: if values are set at only 60% of reality, the insurer may pay only 60% of the loss. If you'd like a review, let me know and I send you an inventory template – updating the figures requires your input.
Site address(es) and characteristics, values by asset group (buildings, machinery, stock), activity and revenue magnitude, claims history. I provide a template – you collect it once.
Typically a separate module: base fire and natural-perils cover is complemented by machinery-breakdown and electronic-equipment insurance. Its value depends on your machine park.
For routine cases the insurer’s channel is fastest – I help you get started. If a claim stalls or is disputed, I step in as your broker to help the company, where I can.
The forms are in Hungarian. Completed copies can be returned by e-mail: info@tukacs.com.
Szilárd and Blöki watch the night, Dóri runs fire safety – and what still slips through is what property insurance is for.
As an independent broker I make insurers compete for you – not the other way round. My advice costs you nothing.
vagyon.biz is the information and quote-request page of Emánuel Dávid Tukacs, independent insurance broker. As a broker I act on the client's behalf: I compare offers from several insurers, and the decision always rests with the client. My advice is free of charge to the client – the brokerage remuneration is paid by the insurer.
