An international ownership structure, a foreign parent company, a German buyer's audit – the vocabulary of property insurance is often needed in three languages. The most common terms in a table; the Hungarian explanation of each concept is in the glossary.
In brief:
- The table brings the terms most common in correspondence – in HU–EN–DE order.
- The translations are for guidance only: in contracts, the definitions in the actual document always govern.
Basic terms
| Magyar | English | Deutsch |
|---|---|---|
| vállalati vagyonbiztosítás | commercial property insurance | gewerbliche Sachversicherung |
| telephely | business premises | Betriebsstätte |
| épület | building | Gebäude |
| gépek és berendezések | machinery and equipment | Maschinen und Einrichtung |
| készlet | stock | Warenbestand |
| biztosítási összeg | sum insured | Versicherungssumme |
| fedezet | cover | Deckung |
| kizárás | exclusion | Ausschluss |
| önrész | deductible | Selbstbeteiligung |
Value and loss
| Magyar | English | Deutsch |
|---|---|---|
| újérték / újjáépítési érték | reinstatement value | Neuwert |
| valós (avult) érték | actual cash value | Zeitwert |
| alulbiztosítás | underinsurance | Unterversicherung |
| arányos térítés | average (pro-rata) rule | Proportionalregel |
| kárbejelentés | claim notification | Schadenmeldung |
| kárfelmérés | loss adjustment | Schadenregulierung |
| kárenyhítés | loss mitigation | Schadenminderung |
| betöréses lopás | burglary | Einbruchdiebstahl |
| géptörés | machinery breakdown | Maschinenbruch |
| üzemszünet | business interruption | Betriebsunterbrechung |
Contract and parties
| Magyar | English | Deutsch |
|---|---|---|
| szerződő | policyholder | Versicherungsnehmer |
| biztosított | insured | Versicherte(r) |
| biztosító | insurer | Versicherer |
| független alkusz | independent broker | unabhängiger Makler |
| kockázatviselési hely | place of risk | Risikoort |
| kockázatviselés kezdete | inception of cover | Beginn des Versicherungsschutzes |
| évforduló | renewal date | Hauptfälligkeit |
| kötvény | policy | Police / Versicherungsschein |
| záradék | endorsement / clause | Klausel |
This table is for guidance only – for translating a specific contract, the relevant insurer's official terminology governs. The mirror articles on the site's EN and DE versions present the same dictionary from the reverse viewpoint.
Have a question specific to your premises? Book a free 20-minute site survey consultation →
This article is for information purposes only and contains general information; it does not constitute an offer or insurance advice. The precise content of insurance contracts is determined by the insurers' policy terms in force at any given time.
